As we approach the end of 2025, I’d like to take a moment to reflect on what has been an extraordinary 18 months for Folgate, arguably the most transformative period in our 30-year history. Together, we’ve navigated significant milestones, welcomed fresh talent, expanded our capabilities, and strengthened the foundations that will carry us confidently into the future.
Here are just some of the highlights that have shaped our journey this past year and a half:
September 2024: Our own rebrand from Anglo Pacific Consultants (London) Ltd to Folgate Underwriting Agency Ltd (FUAL), reaffirming a brand we have proudly held for decades.
New Leadership: The addition and promotions of key senior appointments including:
- Jordan Perry joined as Chief Underwriting Officer (Real Estate & Property Owners), July 2024
- Clare Bates promoted to the board as Chief Operating Officer, October 2024
- Sanjay Visvanathan promoted to the board as Chief Information Officer, October 2024
- Craig Miller joined as Chief Underwriter Officer (Liability), October 2024
- Mathew Harvey joined as Head of PI, November 2025
- Debbie Farman joined as Head of PI Renewals, November 2025
Product Expansion:
- Launch of our Real Estate product (December 2024)
- Liability excess of loss liability limits increased to £60,000,000 (March 2025)
- Real Estate & Property limits increased to £70,000,000 and Property Owners E-trade to £20,000,000 (June 2025)
- Launch of our Contractors Combined product in October 2025, our new solution designed to simplify construction insurance placement for brokers.
Strengthening Our Capacity Offering:
- September 2025 saw a new terrorism capacity provider, Lancashire Insurance Company Ltd, providing brokers the ability to earn commission on this section.
Looking Ahead to 2026:
- New products coming to Acturis, including an Excess of Loss (XOL) solution currently in development.
- Meet us at BIBA in May, where we’ll be unveiling a refreshed stand design.
These achievements are more than milestones, they are a testament to our long-term vision, our independence as an MGA, and the strong partnerships we continue to build with brokers like you. While our industry is not without its challenges, not least the current soft market, we remain optimistic, agile and committed to finding new innovative ways to support our broker community.
This is just the beginning. Expect to hear some exciting news from us in early 2026, including major new releases, significant expansion, and some of our most ambitious developments yet.
On behalf of everyone at Folgate, thank you for your continued support. We look forward to building an even stronger 2026 together.
Warmest wishes for the festive season and the year ahead,
Ian Russell
Chief Executive Officer