general liability insurance

General Liability

Employers Liability

Folgate’s Employers’ liability insurance gives employers peace of mind that they are protected from the cost of defending a claim or the payment of compensation when they need it.

Employers’ Liability is a legal requirement for any business with more than one employee and our insurance products are designed to provide comprehensive cover to a variety of trades and businesses.

For further information on the legal obligations for Employers’ Liability insurance, you can visit

Public and Products’ Liability

Public liability cover is designed to protect policyholders from third parties (not including employees) when a claim is made against them or their business.

Products’ liability insurance is designed to protect policyholders from third parties (not including employees) caused by a product which has been sold, supplied or manufactured by your client.

Folgate’s Public and Products’ liability insurance comes as part of a combined package policy but can also be provided in isolation should it be required.

Excess of Loss Liability

When the indemnity limits available under a primary liability insurance policy is insufficient, Folgate’s Excess of Loss Liability insurance can provide top-up cover for Employers’ Liability and Public and Products’ Liability.

Contact Us

Full details regarding our products can be found within the policy summaries detailed on our online trading platform.  If you do not have access and would like an agency please contact your area business development manager listed here or contact the Business Development Team on the details below.