Important Notice for policies incepting or renewing on or after 1st September 2025

Following changes to our Terrorism provider and the recent rebrand of our Legal Expenses provider, we would like to advise brokers of necessary updates that have been made to our policy wordings and other product documents to reflect these changes. We have also taken this opportunity to update other parts of the policy wordings where necessary for consistency and to ensure that policy terms remain effective and up to date.

We encourage brokers to read the new policy wording thoroughly in conjunction with policy documentation to understand if/how these changes may affect policy cover and advise affected clients accordingly. If you have any questions or require any further clarification, please do not hesitate to contact our underwriters for further information.

To assist brokers we have created downloadable Important Notice documents to help identify the changes that have been made to the affected policy wordings. The Important Notices contain a simple table that highlights the important changes including key changes to policy covers, conditions, extensions and exclusions and can be accessed via the icons below.

All of our client facing documents including policy wordings, policy summaries, policy schedules, quotation documents have been updated to reflect these changes, and the new policy wordings will apply for any policy incepting or renewing on or after the 1st September 2025.

Please note that the updated Policy Wordings, Policy Summaries and the associated Important Notices, along with updated Fair Value Information and Target Market Statements are now available to our broker community for download via our online trading platform under the Product Library (please make sure you are logged in to view these).