John joined Folgate Insurance Co. Ltd. (“FICL”) in May 2021 as an Assistant Liability Underwriter based in our London Office having previously worked as an Insurance Broker for 5 years.

John’s previous role as an Insurance Broker and working directly with policyholders has given him a solid understanding of customer needs and the importance of providing a great service.

Since joining FICL, John has transitioned well from a broking environment into a fast-paced underwriting team and offers vital support to FICL’s Senior Liability Underwriters.

As FICL continue to grow and with new liability products planned to launch this year, John’s appointment will help FICL to deliver its strategy as well as maintain a quality service to its valued brokers.

Below is a summary of the products / types of risks which John can assist you with, along with FICL’s appetite for each:

Cleaning Contractors Domestic / HouseholDS
Shops / Offices
Tradesmen Air-conditioning maintenance and installation
Painting & Decorating
Telecoms & Computer Engineers
Contractors Electrical Contractors – including 3 Phase and Efficacy cover
Paving / Road Laying / Groundworkers
Shop & Office fitters – specialist fit out contractors
General Builders
Excess of Loss Manufacturing
Offices / Surgeries
Property Owners
Wholesalers and Distributors
All Contracting / Cleaning Trades

Learn a little more about John Little:

What do you enjoy most about working at Folgate?

I’m really enjoying the switch from a broking to underwriting environment and the team structure at Folgate allows me to learn from some very knowledgeable and experienced underwriters.

I also enjoy discussing risks with our broker panel and through this I’m starting to build some great relationships.

What excites you most about the insurance industry?

The insurance industry has such a vast range of niche sectors that you can gain experience in. I like the idea that you can continually expand on your learning by trying a different class or even product sector.

What is your favourite type of risk to underwrite?

I currently sit within the casualty team so would say that my favorite risk to underwrite is a construction-based casualty risk. I like that there is such a variance between the trade types and that you must think about each risk a little differently.

What is the most interesting or unusual type of risk you have ever underwritten?

The most interesting risk I have underwritten so far was a liability risk for Air Pollution Monitoring, Installation & Maintenance.

This was a trade that we wouldn’t usually accept, but after researching the company website, obtaining more information from discussions with the broker/client and doing some further risk analysis on the trade, we managed to provide terms on this occasion.

John Little said, “I’m really enjoying my role at Folgate and a main part of that role is being a regular contact point for our brokers. I will be readily available if you need assistance on any of our liability-based products, have any general queries around our online trading platform or otherwise.

I very much look forward to speaking to you over the coming months and look forward to building some long-lasting relationships’’

If you have any liability enquiries you can contact the team at:

Tel: 020-7256-3100

Or you can contact John Little directly at:

Direct Dial Tel: 020-8187-8862

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