Justine, Sarah, Amy and the team are ready to deliver solutions to assist with the risks and complexities of being a Landlord.

Sum Insured Limit Increase
This year, our maximum capacity per location has been increased to £13,500,000 including day one uplift. This additional capacity will allow us to quote some larger risks where we previously could not.

Why choose our Landlord and Property Owners Product over others?
Not only do we offer a competitive product with options to suit your clients, our team are also always at the end of the phone ready to provide instant decisions or chat through any queries you may have. Presentations can be submitted directly to an underwriter or risks can be quoted on our extranet site. Alternatively, our e-trade product can be found on Acturis.

Extended cover for Unoccupied Risks
Our standard cover for unoccupied properties (or parts thereof) excludes Escape of Water, Escape of Oil, Riot, Civil Commotion, Malicious Acts, Vandalism and Theft or Attempted Theft. Cover can be extended on our extranet product to cover all of these perils for an additional premium. Limits range from £2,500 to £25,000 for any one claim.

Additional benefits:

  • Unlimited number of properties on portfolios
  • Quotes available for Houses of Multiple Occupancies (HMO’s)
  • Grade Listed properties considered
  • Strong appetite for Commercial & Residential unoccupied risks
  • Flexible commission from 0% to 35% available on our extranet and Acturis.

Long Term Agreements & Low Claims Rebates
LTA’s and LCR’s can be offered to your clients that have:

  • a good claims history
  • a premium in excess of £5,000

Schemes and account transfers
We are also happy to discuss your current Landlord portfolio in its entirety, block transfers and bespoke schemes can be considered with higher commission levels quite often being achieved.

What are your predictions for the insurance market in 2021?
Justine and the team are expecting changes in the insurance market this year. “We are already seeing rates increases from competitors and changes in appetite,” says Justine. “I think we will see the market continue to harden throughout 2021, as the effects of COVID-19 and the prolonged soft market impact the industry”.

For enquiries, contact our Real Estate Underwriting team:
Justine Barker / 020 7256 3440 / Justine.Barker@folgateltd.com
Sarah Bonner / 020 7256 3415 / Sarah.Bonner@folgateltd.com
Amy Jones / 020 7256 3416 / Amy.Jones@folgateltd.com

Send your presentations to property@folgateltd.com.

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