January has been an interesting month so far as the UK Market moves, especially in the Commercial Combined sector. So far this year we have seen enquiries increase dramatically for the following reasons:

•             Large rate increases
•             Appetite changes
•             Removal of coverage
•             Increasing terms & conditions
•             Service levels

Our appetite remains very similar to what it has always been, and we have already helped many brokers retain renewals and secure new clients.

One key area now during Lockdown is service. We have written numerous new business cases due to the service we are providing during these tough times, especially for urgent risks requiring cover within 48 hours.

We will be sending out a full Trade Guide for all products in the weeks to come but in the meantime, please pick up the phone to an Underwriter or your Business Development Manager with any Combined Enquiries you need assistance with, and we will try to help.