As you may know, the Supreme Court published its judgement in the FCA’s business interruption test case on 15th January 2021. This follows on from the High Court judgement on 15th September 2020, further information from the FCA, legal submissions and transcripts from the Test Case hearings and the judgement can be found here.

What does this mean for Folgate policyholders?

In line with our previous communication regarding the test case, Folgate’s policy wordings do not contain the types of clauses which were considered by both the High Court and Supreme Court during the FCA test case and therefore the outcome of any claims (or associated complaints) submitted under our policies for Covid-19 related business interruption remain unaffected by the judgement in the test case.

We know that this has been a difficult time for our policyholders and indeed our valued brokers and we would like to thank you for your support and engagement you have shown us during this challenging period.

We trust the above clarifies matters, however, if you have any queries please do not hesitate to write to

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